How a Bankruptcy Attorney Can Stop Creditor Harassment
What can I do about a creditor harassing me?
What is arguably the biggest downside to living with unpaid debt is the constant collection harassment from debt collecting agencies. Credit harassment is prohibited by the Fair Debt Collection Act. Still collection harassment and illegal debt collecting affects thousands of people in Texas and millions more throughout the United States. When a person can’t pay off their debts, creditors often turn to collection agencies whose job it is to collect the money any way they can including collection harassment. While there are legal ways of collecting debt, but many collection agencies blatantly ignore these ways as not strong enough and instead engage in collection harassment behavior. Fortunately for Texans, it is not legal to garnish wages for credit card, loans, medical and most all other types of debts.
What is Creditor Harassment?
Creditor harassment refers to constant, abusive contact by bill collectors who try to scare or pressure you into paying your debts. Creditor harassment can take many forms, including, but not limited to:
- Calling your home or workplace repeatedly throughout the day
- Threatening to garnish wages (not generally legal in Texas)
- Calling your family, friends, and neighbors for debt collecting.
- Calling very early in the morning or very late at night
- Sending false legal documents
- Yelling at you, or making you feel very guilty that you have no money to pay them
- Showing up at your home or workplace unannounced to embarrass you
How to Stop Creditor Harassment
If you are victim of collection harassment you should consult with Houston Bankruptcy Lawyer O. Miller White right away. With more than 20 years of bankruptcy experience, Mr. White is very familiar with the problems associated with creditor harassment, and has helped countless clients throughout the Houston area put an end to this abuse. Mr. White serves the greater Houston metro area including Missouri City, Sugar land, West Houston and all towns near by. Mr. White can make sure your creditors immediately stop harassing you and your loved ones, and can work with you to determine the best possible solution for eliminating your debts so creditor harassment does not continue to be a problem in the future. There is no reason to suffer from endless creditor abuse and harassment. Contact Houston Bankruptcy Attorney O. Miller White today for a free consultation to learn more about your legal rights and options.
